In 2017, Khun Porng and his wife Ros Kimsean moved from Pourk district in Siem Reap province to Poipet City along with their two children. They settled down in a small rental room.

Porng and his wife did not plan to go back to their hometown. They dreamed of having their own house in a suburb of Poipet. They took their first step to fulfill their dream after they found out about First Finance.

Porng earned about $230 per month from his work as a night security guard and as a motor-taxi driver during the daytime, while his wife earned about $240 per month as a housekeeper at a hotel in Poipet.

With a combined income of $470, it was difficult for them to raise sufficient capital to purchase a property or land. In 2019, a property developer referred Porng to take a loan from First Finance to buy a plot of land in the southeast sector of Poipet. Their income allowed them to take out a $7,000 land loan with repayments over 60 months.

It delighted Porng and his wife that they could complete this first step of their dream to have their own house. “Thank you for the long-term loan that enables me to make repayments while raising two sons and sending them to school,” said Porng. They plan to build a house on this vacant plot in the next few years so that they can move out of the rental room.

“The next step is that with our savings we plan to build our own house or we might approach First Finance again for a home construction loan” Porng added.