Living Improvement Loan | First Finance Plc
  • ខ្មែរ
  • EN
  • Product Details

    A First Finance Living Improvement Loan provides an opportunity for low and middle-income families to get expansion and increase revenue in their businesses. They can borrow up to 60% of the total cost’s value to repay over a term of up to 10 years. This loan is offered at a competitive rate and also allows the client to have up to 3 Joint-borrowers (immediate family members).

    Features

    • Loan amount: $500 to $50,000
    • Term: Up to 10 years
    • Monthly Interest rate: 1.20%-1.40%
    • Processing 1.20% -1.50%
    • Allow both Soft and Hard title
    • Repayment: Either Fixed Principal Payment or EMI (Equated Monthly Installment)

    Benefits

    • Allow prepayment anytime without penalty*
    • The longer the loan tenure the lower the monthly loan repayment amount
    • Financing up to a maximum of 60% of the total cost
    • Loan top-ups allowed
    • Robust service delivery model - At-Your-Door-Step services ensure easy and fast approval & disbursal of loans.
    • Dedicated team of well-experienced employees who work on delivering and providing customer satisfaction
    • High standards of ethics, integrity, and transparency
    • Various repayment options (Wing, True Money)
    • First Finance reserves all right for changes without prior notice 

    Qualification

    • Age: 18 to 65 years old
    • Have a good credit record and reputation

    Required Documents

    • Proof of Identify

    • National ID Card or Passport or Birth certification + Letter certified by local authority
    • Family book or Residential Book

    • Proof of Income

    • For Salaried Employees

    • Employment Contract or Staff ID Card
    • Pay Slip (the latest 3 months) or Bank Statement (the latest 3 months)

    • For Self Employed / Business

    • Rental Contract or proof of business ownership
    • Patent (if available)
    • Letter certified by the relevant authority (if available)
    • Income and expense Invoices

    • ​​​​​​​Proof of Expense

    • Utility Bills (water + electricity) (the latest 3 months)

    Answering questions about products and services

    FREQUENTLY ASKED QUESTIONS

    Why is my credit score important and where can I get it?

    What are the requirements to get a loan from First Finance?

    What is the the maximum amount of loan can I take?

    Contact Us

    Leave us a message

    Call us: 093 6666 35

    Apply for Loan

    Apply Now