Senior Risk Officer

PURPOSE OF POSITION

A Senior Risk Officer is responsible for participation in strengthening risk management of First Finance, especially loan quality. S/He acts as one of credit committee members at branch level for loan approval, and conduct client and collateral site visit if needed, review loan document, and additional loan assessment if requirement from credit committee.

RESPONSIBILITIES

• Build risk culture to all branch staff
• On the job training to Risk Officer
• Strengthening compliance with policies, process and procedures of branch staff.
• Actively participates in loan approval.
• Conduct on site client and collateral assessment before loan approval, if needed
• Review the loan application that approved by credit committee at branch level to find out key issue or possible risk in the credit application.
• Report about key suspect in credit file to Risk Management Department
• Follow up the actions points that were recommended by credit committee/audit/management head officer on credit file
• Analyze and report root cause and trend of NPL in responsible branch(s) to Risk Management Department
• Participate in committee for collateral and loan document counting every semester
• Provide monthly report as required by Risk Management Department
• Perform other duties as assigned.

SELECTION CRITERIA

• BBA or Master degree in business management, economic, finance or related field.
• Experience in credit operation, credit assessment, properties valuation, credit control, credit supervisor and other risk related.
• Well, understand about risk management process.
• Be able to make decision independently base on policy.
• Strong analytical and interpret related to credit risk, operational risk, economic sectors, and environment effect to First Finance.
• Demonstrate high level of ethical commitment and trustworthiness.
• Takes ownership and accountability for results.
• Fiscal Responsibility/Initiative/Thoroughness.
• Commitment to the First Finance goal, mission and values.

BENEFITS

• Internal training
• Competitive salary
• Monthly incentive
• Gasoline allowance & motor rental
• Mission allowance
• Seniority
• Pension Fund
• Khmer New Year Bonus
• Pchum Ben Bonus
• Uniform allowance
• Condolences sharing
• Salary increment
• Health & Working Insurance with NSSF
• Accommodation allowance
• Other benefits.

HOW TO APPLY

Interested candidates are encouraged to apply through submitting your CV to recruitments@firstfinance.com.kh specify our subject “Apply for Senior Risk Officer” or hand over your CV to our head office at Building 296, Street 271, Sangkat Toul Tumpong II, Khan Chamkamorn, Phnom Penh, Kingdom of Cambodia.

For inquiry, please contact our team by 093 666 900.