Credit Officer/Senior Credit Officer
Chamkarmon, Dangkor, Battambang, Banteay Meanchey, Kampot, Kampong Cham, Siem Reap, Kong Pisei, Kampong Speu, Srok Bati (Samraong Yaong Market), Srok Samraong (Thnal Bot), Srok Angk Snoul, Srok Prey Kabbas (Prey Lvea Market), Srok Ponhea Lueu (near Bat Doeng Market), Srok Samkkei Munichay (Kraing Chek), Krong Doun Kaev, Krong Svay Rieng, Krong Prey Veng, Krong Pursat, Krong Kampong Chhnang, Krong Stueng Saen.
PURPOSE OF POSITION
A Credit Officer/Senior Credit Officer is responsible for executing the annual lending plan and sales strategy of all loan products with close working relationship with all staff in branch to ensure each achieve high level of productivity and quality.
RESPONSIBILITIES
- Clients screening and loan appraising
- Promoting and Marketing the First Finance’s image and products
- Preparing loan application and educating clients about the terms and conditions of the loans
- Ensuring that loans are repaid according to the schedule
- Solving problem with bad clients
- Analyzing, processing and recommend financial applications for approval
- Reviewing and processing all new applications within the stipulated turnaround time
- Ensure all applications approved are of quality accounts and adhering to the policy and guidelines as set out by the First Finance
- Evaluating, validating information and documentations via telephone interviews, reports and onsite interviews
- Assisting with internal or external enquiries regarding financial matters
- Checking and ensuring completeness of the application forms and documents
- Visiting and monitoring clients for repayment
- Managing and maintaining client relationship, client loyalty through high quality service
- Preparing and maintaining relevant report.
SELECTION CRITERIA
- Degree in a related field of Finance & Banking, Business Administration, etc.
- 2 years of experience in a similar role.
- Be able to communicate well with clients.
- Knowledge in Risk Management.
- Computer literate with proficiency in Microsoft Office.
- Demonstrate high level of ethical commitment and trustworthiness.
- Takes ownership and accountability for results.
- Fiscal Responsibility/Initiative/Thoroughness.
- Commitment to the First Finance goal, mission and values.
BENEFITS
- Internal training
- Competitive salary
- Monthly incentive
- Gasoline allowance & motor rental
- Mission allowance
- Seniority
- Pension Fund
- Khmer New Year Bonus
- Pchum Ben Bonus
- Uniform allowance
- Condolences sharing
- Salary increment
- Health & Working Insurance with NSSF
- Accommodation allowance
- Other benefits.
HOW TO APPLY
Interested candidates are encouraged to apply through submitting your CV to recruitments@firstfinance.com.kh specify our subject “Apply for Credit Officer” or “Apply for Senior Credit Officer” or hand over your CV to our head office at Building 296, Street 271, Sangkat Toul Tumpong II, Khan Chamkamorn, Phnom Penh, Kingdom of Cambodia.
For inquiry, please contact our team by 093 666 900.